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Did You Know

  1. How to set up a phased retirement

    by Multi-Prêts Mortgages What you’ll learn Phased retirement Eligibility Things to consider  Phased retirement holds its share of mysteries, and is often misunderstood. Given the shortage of workers in many industries and the aging population, many employers see progressive retirement as a win-win situation. It allows society to benefit from your skills and experience, while […]

  2. Planning for an emergency fund

    by Multi-Prêts Mortgages What you’ll learn How much should you save ? Where should you put it ? Other options As the media like to remind us, more and more people don’t plan for life’s little surprises when managing their finances. This observation notwithstanding, many people still fail to set up an emergency fund. This fundamental exercise […]

  3. Is a personal trust a good option when it comes to real estate?

    by Multi-Prêts Mortgages What you’ll learn What is a personal trust? What’s the difference between a personal trust and a family trust? Protecting yourself from creditors. Protection from creditors Simply put, it is similar in many ways to an incorporated business and allows you to protect your personal assets from creditors. Let’s take the example […]

  4. Collection agencies: your rights and remedies

    by  Multi-Prêts Mortgages What you’ll learn What is a collection agency? Communications What can you do? Be it because of a financial rough patch, a mistake or an oversight, you may one day have to deal with a collection agency. The Office de la protection du consommateur defines them as: “Collection agencies are a middleman. […]

  5. How to use social media for your small business

    by Multi-Prêts Mortgages What you’ll learn Which social networks to choose? Creating interaction Creating original content Let’s start with a basic observation: if your business deals with individuals or other small businesses, you need to be on social media, if only to have a digital calling card. This is true whether your customers live in […]

  6. What to do if your identity is stolen

    by Multi-Prêts Mortgages What you’ll learn Retrace your steps Who to contact There’s no denying it, being a victim of identity theft is a big deal. While it may be tempting to curl up into a ball and cry, you’ll need a great deal of patience and a methodical approach to get back on track. […]

  7. Protecting yourself against identity theft

    by Multi-Prêts Mortgages What you’ll learn What scammers are looking for PIN and the Web Physical documents Identity theft occurs when your personal information is used for criminal purposes. Generally speaking, this usually refers to theft and fraud.  Criminals use many schemes, ranging from simple to sophisticated, in order to carry out their wrongdoings. Fraud can […]

  8. Airbnb: Opportunities and limitations for homeowners

    by Multi-Prêts Mortgages What you’ll learn What to know if you advertise your property on Airbnb.  Problems when your tenant sublets the property. Knowing your regulations and recourse  Recent rulings and proposed legislation to regulate the sharing economy aside, there still remains a great deal of uncertainty and misunderstanding on the matter, both here and […]

  9. 22 common myths about your credit report

    by Denis Doucet What you’ll learn What is a credit report? How to improve your credit score? Millions of people have an erroneous perception of how a credit report works. Before accepting your file, a lender must confirm your solvency. In order to do so, the lender will consult your credit report, which is drawn […]

  10. New mortgage rules: A golden opportunity for brokers

    by Multi-Prêts Mortgages What you’ll learn Will Canada’s new mortgage rules cause the demise of brokers? The mortgage broker sector: saturated or not? Who is the most impacted by the country’s new mortgage rules? Can homebuyers qualify for a mortgage in a financial institution if they were refused elsewhere? Canada’s new mortgage rules came into […]